Punjab & Sind Bank

https://www.psbindia.com/

Punjab & Sind Bank (P&SB) is a major Public Sector bank in Northern India and working 100% on CBS platform. The banks government shareholding is 79.86%. Of its 1249 branches and offices spread throughout India, almost 515 are in Punjab state.
The bank's corporate headquarters is in New Delhi. Its net profit is 339.22 crores and net NPA is 2.14% for the year ending 2012-13. The banks net profit for the quarter ending June 2013 is 121.71 crores. Total business of the bank is 1,32,000 crores. Business per employee is 14.35 crore & business per branch is 108.49 crores. Bank has registered a tremendous growth rate in Housing, Auto & Retail loan scheme. Under DBT (Direct Benefit Scheme) bank had opened 81,204 accounts in 43 districts. The bank has recently started two variants of Rupay cards- Rupay debit card and Rupay Kissan credit cards. After fully CBS environment, bank has been continiously launching different-different products. Today, Punjab & Sind Bank providing Internet banking, Mobile banking, tele banking, and sms alert facility to his customers and giving highest rate of interest on fixed deposits for senior citizens. Punjab & Sind Bank also providing a variety of saving accounts like Basic saving account for students, pension saving account for pensioners, saving general accounts and saving premier account. In current account, the bank providing two types account- current account general and current account premier. Recently, the bank has opened a HUB in Chandigarh city for housing loan proposals. Its tag line is "Where service is a way of life".